Helpful Links

Helpful Links

This is by no means an exhaustive list of insurance
resources, merely a list the library has put together to help our membership and
the public in general. We are not responsible for any information found on
websites outside of our own. While we will try to maintain a current list, there
is always the possibility that links will change or no longer work. If this is
the case please let us know. If you have questions, you’re welcome to
contact us.


General Regulations/State

The National
Association of Insurance Commissioners (NAIC) has a lot of regulatory
information (

To link to a specific
state insurance department, you can go to:


Massachusetts Insurance


Laws can be found on the
web at:

You can either link to a specific

chapter or section, if
you know the citation, or you can simply search the laws using keywords. Most
(though not all) of the Insurance Laws are located in chapter 175.



Insurance Regulations


Regulations can be found on the Division of Insurance’s Website
To find the
regulation in which you are interested you scroll
through the citations.


Historical Massachusetts


The Secretary of State’s
Office keeps the official historical record of the regulations in effect as of a
particular time. They are the only
legally recognized entity that can provide the requester with a certified copy
of the regulation as of a certain date for
legal/court purposes. Their phone number is

can find the historical session laws on the
Massachusetts State Library website (the center link is easiest to use, but
some of the older documents aren’t available through it).

Massachusetts Mandatory Health

You can find a list of the mandatory Benefits
(such as infertility treatments, prosthetic hair, and more) on the division of
insurance website:


Massachusetts Auto


The two main sources of Massachusetts Auto Insurance Information
are the Automobile Insurers Bureau of Massachusetts (AIB):

which has auto insurance rates and manuals and
copies of the standard auto insurance policies
and the Commonwealth
Auto Reinsurers (CAR):

which provides information on experience
rating and plans of operations.

The Division of insurance also provides a
link for estimating the rate for insuring your vehicle under the new managed

Auto Insurance Company Codes

Massachusetts auto insurance company codes
can be found on the Commonwealth Auto Reinsurers website:

New York auto insurance company codes can be
found on the New York Department of Insurance Website:

New Jersey auto insurance company codes can
be found on the New Jersey Motor Vehicle Commission website:


Stability Ratings


Financial stability
ratings are an important factor to look at when deciding on an insurance
company. The ratings indicate how likely a
company is to stay in business in the future and how financially able they would
be to pay any claims you would make.
There are five main companies that give financial stability ratings.
I think that you can get Best’s, Moody’s, and S&P without a subscription
(S&P is available through


A.M. Best











Standard and Poors





The NAIC can provide information on consumer
complaints if you’re researching an insurance company: 


Facts and Statistics

DRI: The Voice of the Defense Bar


is an international organization of attorneys
defending the interests of business and individuals in civil litigation.
The more pertinent part of their organization’s website will probably be DRI
Today: specifically the section with access to
their flagship publication
For The
Each issue contains in-depth, full-length, feature articles
addressing crucial developments in the law and litigation practice.


Insurance Information Institute


The Insurance
Information Institute keeps facts and statistics and various hot topics for

on their website.


International Risk
Management Institute


International Risk
Management Institute, an insurance publisher, has a lot of insurance information

available for free on
their website including expert commentary and newsletters on insurance topics
as well as an insurance glossary (see below)


Rough Notes


Rough Notes (a journal
geared especially toward producers) offers their journals online.


Insurance Journal


Insurance Journal, a
general insurance publication, also offers their journal for free online.

The Betterley Report Online Blog

Related to the Betterley Report but does not require a subscription, this blog
will provide information on products for various lines of insurance.


The Insurance Marketplace

Insurance Marketplace is a directory of excess and surplus lines, industry
services and benefits market. You can select a category and a state to find
insurance companies and managing general agents who provide the coverage in
which you’re interested.


as “the red book” Kirschner’s has provided directory information to consumers
and those in the industry for a number of years. Online, you can search for
companies and managing general agents for various markets (you can limit to
specific states of domicile or where the insured is located). You can also find
contact information for public adjusters, associations and insurance companies
in the digital editions of the red books (more information on producers can be
found by purchasing the directories).


Online Glossaries

Among other
features, provides an online insurance glossary:



IRMI also has their Glossary of Insurance and Risk
Management Terms
available for free online: