Membership Application

Please read the information below regarding types of memberships. When completing the form, please provide all requested information and state the Member Name exactly as it should appear in our records. After we review your application, we will send you a dues invoice. Your membership is effective upon our receipt of payment.

CORPORATE MEMBERSHIP

• Select the corporate membership level that corresponds with the number of employees in your organization.
  
  
• If you have more than one location and want membership for just one location, only the employees at that location will qualify for member benefits, including member rates for webinars or research services. The member name in our records will include a reference to the selected location. We may request the names of employees at the location if needed.

INDIVIDUAL MEMBERSHIP

• In fairness to all members, we strictly adhere to the definition of an Individual member as one engaged either full-time or part-time in a solo/self-employed insurance, risk management, business, law, consulting, or other professional occupation, or as a self-employed researcher or author.
  
  
• No one who is employed by another person, business, firm, or group may join as an Individual member. For an employed person to obtain the benefits of membership (including research at member rates), the person’s employer will need to join at the appropriate corporate level.

RETIRED INDIVIDUAL MEMBERSHIP

• Those who have completely retired from a solo role or from a larger organization qualify as a Retired Individual.
  
  

Please note that if you receive revenue for any work or service related to insurance or risk management, including occasional work as a consultant, expert witness, author, or speaker, or as a paid director of a for-profit insurance-related business, you do not qualify as a Retired Individual member and must get an Individual membership.

POLICY REGARDING CORPORATE MEMBERSHIPS AND SUBSIDIARIES OR BRANCH LOCATIONS

On occasion, questions arise regarding membership of an organization that is a subsidiary or branch location of an organization.

Subsidiaries

First is the question of whether an organization is required to maintain its own membership if it is acquired by an organization that has a Library membership. The answer depends on the name under which the subsidiary does business after the acquisition.

A subsidiary is covered by the parent’s Library membership if (1) the subsidiary operates under the same name as the parent and (2) the parent’s membership level includes the total number of employees from both the parent and the subsidiary. As such:

• If a subsidiary operates under the same name as that of the parent, then the parent’s membership covers the subsidiary (assuming part 2 above is met.)
• If a subsidiary operates under a different name than that of the parent, then the parent’s membership does not cover the subsidiary, and the subsidiary is required to maintain its own membership.

Branch Locations
Second is the question whether one location of an organization (either a subsidiary with the same name as the parent or a branch location of an organization) may maintain a membership based on the number of employees at its own location, rather than the total number of employees at the overall organization. The answer is yes.
One location of an organization may maintain a Library membership based upon the number of employees at its own location, rather than the number of employees at all locations of the organization.

• In such instances, however, the membership name will include a reference to the location, to make clear that the membership is limited to that location of the organization.
• Only employees at the member location will have the benefits of membership, including a discounted rate for research services, circulation privileges for Library materials, member rates for webinars and other programs, use of the Library conference room for meetings, enrollment of employees in the Library’s summer intern program, and the opportunity to purchase custom, in-house education programs.